In the event of an injury where the employee is placed on medical leave and will require missed time from work, the employee’s railroad medical insurance will continue to provide coverage, but certain steps may need to be taken in order to keep the insurance active. In addition, if the injury prevents the employee from returning to work for the railroad, the railroad’s health insurance policy will remain in effect, but only for a limited period of time.
In addition to making sure your medical insurance coverage remains in effect following an injury, there are additional benefits you may be entitled to receive as many railroad workers have purchased private disability insurance policies through companies such as Provident, MetLife, Trustmark and Aetna.
A comprehensive list of insurance companies and information related to health, disability and life insurance questions and/or benefits can be found at the top of this page by clicking on on our helpful websites
link. Each of the organizations of the Helpful Website list is linked to its individual website where you can find detailed information about it.